Certificate of Deposit Rates - Traditional and IRA
Rates effective as of 08/14/2022
Certificate of Deposit Accounts (CDs)¹CDs¹
Interest Rates
Annual Percentage YieldAPY
90 day CD² (Non-IRA)
0.10%
0.10%
180 day CD²
0.20%
0.20%
12 month CD²
0.40%
0.40%
18 month CD²
0.45%
0.45%
24 month CD²
0.55%
0.55%
36 month CD²
0.65%
0.65%
48 month CD²
0.75%
0.75%
60 month CD²
0.85%
0.85%
Deposit Accounts³
Interest Rates
Annual Percentage YieldAPY
Personal Interest Checking
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Personal Savings
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Personal Money Market
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Youth Savings
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
IRA Savings
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Health Savings Account
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Business Interest Checking
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Business Savings
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Business Money Market
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
¹Traditional and IRA. ²A penalty may be imposed for early withdrawal. ³Rates may change after account is opened and fees could reduce earnings.
Banking in the palm of your hand
With the CB&T mobile app, you have fast easy mobile access to your accounts.
View balances, make deposits, pay bills, transfer funds and view statements and more.
