Certificate of Deposit Rates - Traditional and IRA
Rates effective as of 12/09/2022
Certificate of Deposit Accounts (CDs)¹CDs¹
Interest Rates
Annual Percentage YieldAPY
90 day CD² (Non-IRA)
0.25%
0.25%
180 day CD²
0.50%
0.50%
12 month CD²
2.00%
2.02%
18 month CD²
2.25%
2.28%
24 month CD²
2.50%
2.53%
36 month CD²
2.75%
2.79%
48 month CD²
2.85%
2.89%
60 month CD²
2.90%
2.94%
Deposit Accounts³
Interest Rates
Annual Percentage YieldAPY
Personal Interest Checking
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Personal Savings
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Personal Money Market
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Youth Savings
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
IRA Savings
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Health Savings Account
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Business Interest Checking
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Business Savings
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
Business Money Market
up to $99,999.99
0.05%
0.05%
$100,000 and up
0.05%
0.05%
¹Traditional and IRA. ²A penalty may be imposed for early withdrawal. ³Rates may change after account is opened and fees could reduce earnings.
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